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How Do I Pick A Health Insurance Plan?

Picking a health insurance plan can be a tough choice. Start by writing down the main features of the plans you are considering, and compare them with each other. Be sure to write down any questions...

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Special Enrollment Period for Small Businesses seeking health insurance for 2016

A very low-key  Special Enrollment Period for small businesses seeking group health insurance in 2016  ends on Monday, December 15th, 2015 in California . During this brief time period , from November...

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When Should I Choose to Pay The Penalty?

Usually it’s safer to just get health insurance, rather than risking ending up having to pay doctors and hospitals thousands (or hundreds of thousands) of dollars. However, there is a case that is an...

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What is the tax penalty for not carrying health insurance in 2016?

The open enrollment to apply for health insurance ends Janaury 31st 2016, there are still some Californians who decides not to carry health insurance . Here are is an overview of the tax penalty for...

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My Experience with Oscar Health Insurance in Los Angeles so far

As an insurance agent I am always eager to learn about new health insurance options,  such as California’s 2016 Oscar Health Insurance for 2016 in California and Covered California.  I make a point in...

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Proposed Regulations on 2017 Benefit and Payment Parameters

On November 20, the Department of Health and Human Services (HHS) issued proposed regulations that address a wide range of Affordable Care Act (ACA) benefit provisions that will be effective for 2017...

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Watch out for your 1095-A form so that you accurately file your 2015 taxes in...

Californians who applied for health insurance  through Covered California in 2015 will receive within the next weeks a 1095- A form. This is a health Insurance Medical Statement. In Section 1 it lists...

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How can I obtain Health Insurance during the Special Enrollment Period in 2016?

The 2016 Open Enrollment period for obtaining health insurance ended January 31, 2016.  We are now in the Special Enrollment Period,wherein no changes can be made to your health insurance contract...

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Why choose a health insurance broker instead of going straight to the...

With the implementation of the Affordable Care Act and the many more choices available, consumers asking themselves whether they should choose to go directly to an insurance carrier, go to the state...

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Confused about 1095 forms and the implications for filing 2015 taxes

Many Californians might be confused about 1095 forms and how they are to be used for filing their 2015 taxes. Californians who applied for health insurance  through Covered California or  Federal...

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